Explore our Insular Life Payment Center

This is a customer-initiated online credit card payment facility for a single payment transaction on a premium which is currently due. Upon payment, an acknowledgement receipt shall be issued to your InLife Customer Portal. The payment shall be credited to the policy after two (2) to three (3) working days from the date of the approval of the payment transaction, upon which a payment transaction confirmation containing the official receipt number, shall be sent to the policy owner’s i-EAGLE mailbox for reference. Only payments for peso denominated policies are accepted.

• Log in/access your personal account to proceed to Homepage.
• Select "PAY ONLINE" button under the policy you wish to pay.
• Choose "Proceed" or "Cancel" on the confirmation details.
• Read the Online Payment Terms and Conditions and click "AGREE", "DISAGREE" or "PRINT" button.
• Select type of credit card, "Mastercard" or "VISA" and provide credit card details.
• Wait for your payment confirmation to complete the transaction.

Pay the premiums for your InLife policies through your GCash e-Wallet.

1. Access GCash on your mobile device
2. Choose Pay Bills
   • Choose Insurance
   • Choose Insular Life
3. Enter the following required information
   • Policy Number (prefix IL then the ten-digit policy ID) ILXXXXXXXXXX
   • Policyholder Name
   • Premium Amount
   • Email Address
4. Confirm payment
5. Receive an acknowledgment receipt via email

Pay the premiums for your InLife policies through your PayMaya e-Wallet.

1. Log in to PayMaya and Click Bills
2. Select INSURANCE, choose THE INSULAR LIFE ASSURANCE COMPANY, LTD
3. Enter the required information
   • Account number (Policy number : prefix IL then the ten-digit policy ID) ILXXXXXXXXXX
   • Amount
   • Policyholder Name
4. Click Continue and Pay

Payments in cash, in check or credit card are accepted in any of Insular Life’s offices. Check payments must be payable to "The Insular Life Assurance Co., Ltd." and should not be post-dated.

• Pay your premiums using your Visa and Mastercard credit card at any of our Insular Life District Office.
• AMEX, CUP, and JCB are also accepted for payment of non-Variable Life premiums at select Insular Life Offices.
• Credit cards are NOT accepted for non-premium payments and for payments of I-Shield premiums.

Payments in cash and in check are accepted at select branches of UBP (Peso & Dollar), BDO and Metrobank (Peso Only), and BPI (Dollar Only). Please check if the branch near you is open. In paying your premiums, fill out the bank’s bills payment slip and present it to the teller along with your current premium notice. Please refer to Insular Life as biller.

• Unionbank
• Banco de Oro (BDO)
• Metrobank

• Unionbank
• Bank of the Philippine Islands
  • Account Name:  The Insular Life Assurance Co., Ltd.
  • Account Number:  SA 1764-0050-54
  • Branch:  BPI-Alabang, Madrigal

This is an alternative payment channel, where you can pay your premiums in Cash at all ECPay's accredited Retail outlets nationwide. Only payments for peso denominated policies are accepted.

• For Payments through Pawnshops, Bayad Centers & Rural Banks Affiliated with ECPAY
  1. Approach the Cashier & provide the following information
     • Insular Life as Biller
     • Policy Number (prefix IL then the ten-digit policy ID) ILXXXXXXXXXX
     • Policyholder Name
     • Premium Amount
  2. Give the amount to be paid to the Cashier
  3. Get the Acknowledgement receipt

• Payments through 7-11 outlets – through the in-store Cliqq Kiosk
  • Look for the Cliqq  touch-screen payment kiosk
  • Choose Insular Life as Biller
  • Encode Policy Number (prefix IL then the ten-digit policy ID) ILXXXXXXXXXX, Policyholder Name & Amount
  • Give the generated transaction slip to the Cashier & pay the policy amount due
  • Get the Acknowledgement receipt
    Note: The maximum amount per transaction via CLiQQ Kiosk is Php 10,000.00, up to Php 50,000.00 total transaction amount per day.
• Payments through 7-11 outlets – through the Cliqq Mobile application
  • Download the Cliqq  app on your mobile gadgets; this app is available in both Google Play & App Store
  • Choose the option Pay Bills & Choose Insular Life as Biller
  • Encode Policy Number (prefix IL then the ten-digit policy ID) ILXXXXXXXXXX, Policyholder Name & Amount
  • Go to the nearest 7-Eleven outlets & show the generated barcode to the Cashier & pay the policy amount due
  • Get the Acknowledgement receipt
    Note: The maximum amount per transaction via CLiQQ App is Php 50,000.00, up to Php 50,000.00 total transaction amount per day.

You may also pay your premium abroad through a BPI Remittance Center or through I-Remit, Inc. Simply present your premium notice and fill out the remittance slip to pay your current premium due. It is important to present the premium notice and inform the remittance center of the intention to pay using the remittance arrangement and not through direct deposit to Insular Life’s account.

Your modal premium due from your policy shall be automatically deducted from your enrolled bank deposit account. Only payments for peso denominated policies are accepted in this facility for the following banks:

• Union Bank of the Philippines (UBP)
• Bank of the Philippine Islands (BPI)
• Banco De Oro (BDO)
• Metrobank
• Land Bank
• Security Bank

• Fill out and sign the following forms, available here.
  • Insular Life’s Authorization Form
  • Automatic Debit Arrangement Form from UBP / BPI / BDO / Metrobank / Landbank / Security Bank.
  • InLife Customer Portal Registration Form
  • Customer Information Update (CIU) Form and
  • Data Privacy Statement if credit cardholder is other than the policy ownerStatement if credit cardholder is other than the policy owner
• Submit duly signed and accomplished requirements to any Insular Life office.

Note: Once the enrollment has been processed and activated, a notification will be sent to the Policy Owner’s Customer Portal mailbox.
Please expect at least a 3-week cycle time for the approval and processing of the banks on ADA requests. Some banks may not yet be operating at normal capacity. To avoid missed due dates, we encourage the use of other available facilities for premium payments while the ADA request is being processed by the bank.

The facility allows the use of a policy owner’s enrolled VISA or MasterCard for the automatic charging of current and future premiums of policies every due date. Only payments for peso denominated policies are accepted.

• Log in to your Customer Portal account here.
• Select Manage My Policy
• Click Autopay
• Follow the steps as indicated

Once the enrollment has been processed and activated, a notification will be sent to the policy owner’s Customer Portal mailbox.

• Visit the nearest Insular Life office, check here.
• Submit the following accomplished forms/documents:
  • Authorization for Automatic Charging Option (ACO) Form
  • InLife Customer Portal Registration Form
  • Customer Information Update (CIU) Form
  • Data Privacy Statement if credit cardholder is other than the policy owner
  • Signed photocopy of the front face of the credit card

• Call (632) 8-876-1800.
• Enroll in InLife Customer Portal.
• Telecare will send via email forms for ACO enrolment.
• Submit the accomplished forms and other requirements through e-mail to services@insular.com.ph.
• Customer Information Update (CIU) Form

This facility enables the policy owner to charge to his credit card (VISA or MasterCard) his monthly deposit into an EPOn fund. This EPOn fund earns an interest based on the prevailing rate determined by the Company and approved by the Insurance Commission. Whenever a modal premium is due, the amount is deducted from such EPOn fund. Only payments for peso denominated policies are accepted.

• Visit the nearest Insular Life office, check here.
• Submit the following accomplished forms/documents:
• Application for Easy Payment Option (EPOn) Form
• Authorization for Automatic Charging Option (ACO) Form
• Application for Easy Pay Plus (PDF) Form
• InLife Customer Portal Registration Form
• Customer Information Update (CIU) Form
• Data Privacy Statement if credit cardholder is other than the policy owner
• Declaration Page, with attached EPOn Scheduler
• Signed photocopy of the front face of the credit card

Prior to your premium due date, you will receive a billing notification via email or and SMS. This message contains a payment link where you just need to input your VISA or Mastercard details to process payment.

Insular Life has equipped its financial advisors with mini Point-of-Sales (POS) Terminals, which will enable acceptance of regular peso renewal premium payments using debit and credit cards under VISA and Mastercard. An acknowledgement receipt will be provided real time. Contact your financial advisor today.

You can pay your premiums at your preferred pick-up address using your VISA or MasterCard credit cards. Only payments for peso denominated policies are accepted.

• The requested pick-up venue must be within the approved identified Metro Manila/ Cavite/ Laguna areas.
• Preferred date of pick-up must be confirmed by the servicing unit.
• The minimum premium amount for free pick-up service is P30,000 per visit
• A service fee of P200 applies for pick-up amounts less than P30,000.

Enroll in this facility though BPI Phone Payment by visiting the BPI branch of account. Present your premium notice or official receipt. Only payments for peso denominated policies are accepted.

Post-dated checks together with an accomplished PDC form may be submitted in all Insular Life offices. The number of checks to be issued will be based on the modal premium. Upon take-up of the payment (represented by the post dated check) to a premium due, an official receipt shall be issued and sent to the policy owner. Only payments for peso denominated policies are accepted. Checks should be written in favor of The Insular Life Assurance Co., Ltd.

Premiums may be paid from abroad. Proceed to a Commercial Bank or Remittance Center with wire transfer facility and request your payment to be credited to Insular Life’s account. All bank charges for the wire transfer shall be for the account of the policy owner. The total amount to be transferred should include bank charges. The following are the details of Insular Life’s account with BPI, which should be indicated in the remittance slip:

• For PESO Policy
  • Bank Name/Branch:  Bank of the Philippine Islands (BPI)/Alabang-Insular
  • Bank Address:  G/F Insular Life Corporate Centre, Insular Drive, Alabang, Muntinlupa
  • Account Name:  The Insular Life Assurance Co., Ltd.
  • Account Number:  8841-0000-22
  • Account Type:  SA
  • Policy Number:  ILXXXXXXXXXX
  • SWIFT Code:  BOPIPHMM
• For DOLLAR Policy
  • Bank Name/Branch:  Bank of the Philippine Islands (BPI)/Alabang-Madrigal
  • Bank Address:  Madrigal Business Park, Bldg. Acacia corner Commerce Avenue, Ayala, Alabang, Muntinlupa City
  • Account Name:  The Insular Life Assurance Co., Ltd.
  • Account Number:  1764-0050-54
  • Account Type:  SA
  • Policy Number:  ILXXXXXXXXXX
  • SWIFT Code:  BOPIPHMM

Please ensure that the Remittance Center indicates the policy number and name of the policy owner in the “Remittance Instruction” to be sent to BPI. The payment amount should also be credited to Insular Life’s BPI account as “telegraphic transfer” and not as direct cash deposit, to ensure that the remittance will be taken up immediately.

Please note that, after you have remitted your premium payment, please notify Insular Life of your remittance by sending us a scanned copy of the validated wire transfer or telegraphic transfer form through email to customercare@insular.com.ph.