Income Replacement

Group Term is a group life plan that protects the family against financial loss brought about by the death or disability of your employee. It is a yearly renewable plan that also covers employees with pre-existing medical conditions.

InLife can enhance Group Term with supplemental benefits (through riders), in case of the following:

• Death, disability and injuries caused by accidents
• Terminal illness and Hospitalization

In addition, Group Term offers a conversion privilege. This allows an employee to convert his coverage into an individual life insurance plan upon separation from the company, without presenting any evidence of insurability.