Group Hospitalization Plan
A medical care plan that provides 24-hour coverage for employees which includes complete hospital and surgical benefits for covered disability whether caused by illness or injury.
Special Group Hospitalization Packages:
Group Healthcare Access
Provides cashless access to medical services within Insular Health Care’s network of more than 335 hospitals, 360 health clinics and 20,988 accredited doctors all over the country. Covered employees also get access to a 24/7-hotline facility during hospital confinements.
Group Hospitalization Reimbursement Type
Provides for reimbursement of actual, necessary, reasonable, and customary hospital expenses incurred during hospital confinements as a result of sickness or injury based on a defined schedule of benefits. This plan allows the patient to choose his/her own doctor and registered hospital. It also covers pre-existing illnesses and dreaded diseases.
Special Hospital Arrangement (SHA)
Offers special credit arrangement to qualified groups wherein Insular Life guarantees advance payment of all incurred hospital expenses of the members and their dependents, with the issuance of letter of authority.
Cost-Plus Arrangement
A Third-Party Arrangement (TPA) that provides advice and administrative services if the company agrees to self insure the coverage. An initial fund may be set up with Insular Life from which actual claims may be deducted. A fund replenishment request shall be sent to the client in the event the fund reaches the required minimum balance.
For more information, please fill out the Inquiry Form or contact our Corporate Sales Division at:
Tel: (02) 878-1818 locals 5504/5505/5513
Email: corporatesales@insular.com.ph