Additional Benefits
Disability Benefits
If the Insured becomes totally and permanently disabled prior to expiry date of the rider, payment of regular premiums on the policy will be waived, including premiums of any benefit riders, which will fall due during the continuance of the disability or until the expiration of the term of this rider, whichever is earlier.
Available for the following products:
Accident Benefits
The rider provides additional benefit in case of accidental death equal to the rider Sum Insured.
Available for the following products:
The rider pays additional benefit covering not only death but also certain specified injuries which the insured may suffer because of an accident. Broken bones, impairment, loss of use, etc. are some of the types of injuries someone may sustain from an accident.
Available for the following products:
Health Benefits
The rider provides additional benefit equivalent to the rider Sum Insured to be paid upon the occurrence of the first contracted covered critical illnesses. There will be an accelerated benefit equal to 10% of the rider Sum Insured on Angioplasty and other invasive treatments for coronary artery disease.
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Provides a lumpsum amount when the insured is diagnosed with any of the covered dread diseases. This frees the insured from worrying about the medical and treatment costs associated with his condition, thereby allowing him to focus on his recovery.
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Provides daily hospitalization allowance if the insured is hospitalized as a result of injury or sickness.
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Payor's Benefits
This rider frees the policyowner from the obligation of paying all future premiums of the policy if he dies within the paying period. Benefits of the policy are kept intact and will be provided to the insured as scheduled.
Available for the following products:
The rider shall waive the payment of remaining total regular premiums on the policy including premiums of any benefit riders within specified number of years/until specified age from issue date of the rider if the payor becomes totally and permanently disabled prior to the expiry date of the rider.
Frees the policyowner from the obligation of paying all future premiums upon being totally and permanently disabled. This rider waives all premiums due during the continuance of the disability or until the expiration of the term of the Payor's Rider whichever is earlier.
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Term Benefits
The rider provides additional death benefit equivalent to the rider Sum Insured. It is automatically renewable and with convertibility option.
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