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Credit/Debit Card

InLife Platforms

Pay premiums for your InLife policies through InLife Platforms using your credit card or debit card (VISA, Mastercard, JCB).

For Existing Policy (Renewal Premium Payments)
InLife Pay (includes Other Transaction Types)
  1. In this InLife website, click the InLife Pay button.
  2. Select transaction type to perform. Valid Values:
    • Renewal Premiums
    • Loan Payment
  3. Select Type of Payer:
    • Policy Owner
    • Immediate Family of the Policy Owner
    • Financial Advisor
    • Corporate Authorized Representative
    • Others (e.g., Friend, Personal Secretary)
  4. Enter Payment Details
    • Transaction Type
    • Policy Number
  5. Click Proceed to get One-Time-Pin (OTP)
  6. Enter OTP and choose Payment Method
    • Credit Card / Debit Card*
      • Visa
      • Mastercard
      • JCB
    • Online/Over-the-counter Banking/Partner Merchants**
    *Credit card and debit card option is available to authorized payer and applicable transaction type.
    **Availability of banks and channels in the Dragonpay list depends on the allowable maximum amount versus amount to be paid.
Customer Portal E-Bayad
  1. Login to InLife Customer Portal using your username and password.
    For new or un-registered member, register and click on Sign up.
  2. Select the policy transaction and click PAY ONLINE button.
  3. Choose Proceed on the confirmation details.
  4. Select payment thru Credit/Debit Card button.
Premium Notice Payment Link (previously known as Bills Presentment)
  1. Access the payment link via email or SMS.
  2. Enter the OTP received in email or SMS.
  3. Select the Credit Card/Debit Card Payment Method.
For New Policy (Initial Premium Payments)
InLife E-Store
  1. Go to the InLife Store.
  2. Select Pay to view your plan summary, review transaction and click PAY NOW button.
  3. Select payment thru Credit/Debit Card.
New Business Payment Link (previously known as Bills Presentment)
  1. Access the payment link via email or SMS.
  2. Enter the OTP received in email or SMS.
  3. Select the Credit/Debit Card Payment Method.

Auto Charging Option (ACO)

Pay premiums of peso-denominated policies through VISA or MasterCard. Enrollment to this facility is required and may be done through the Customer Portal or Over-the-counter in InLife’s branches.

  1. Enroll in InLife Customer Portal
  2. Access and login your personal account to proceed to Homepage.
  3. Click on the Manage my policy tab and then select Autopay.
  4. Enroll your VISA or MasterCard credit card and click Submit button.
  5. Select the policies to be enrolled and click Submit button.

Or you may visit any InLife branches and submit duly signed and accomplished requirements to any Insular Life office.

Auto Debit Arrangement (ADA)

Pay premiums of peso denominated policies online through UBP, BPI, BDO, Metrobank, Landbank and Security Bank. Enrollment through your depository bank may be required to access this facility.

  1. Fill out and sign the following ADA enrollment forms:
    • Insular Life’s Authorization for Automatic Debit Arrangement (ADA) Form and ADA form of partner banks.
    • Insular Life’s Customer Portal Registration Form.
    • Customer Information Update (CIU) Form
    • Data Privacy Statement (if credit cardholder is other than the policy owner)
  2. Submit duly signed and accomplished requirements to any Insular Life office.
  3. Receive a notification when the enrollment has been processed and activated.

Please expect approval and processing of the banks on your ADA request within 15 business days.

Easy Payment Option (EPOn)

Pay for non-VUL renewal premiums of peso-denominated policies through VISA or MasterCard. Enrollment to this facility is required and may be done Over-the-counter in InLife’s branches.

  1. In the InLife branch, fill-out and sign the following EPOn enrollment forms:
    • Application for Easy Payment Option (EPOn) Form
    • Authorization for Automatic Charging Option (ACO) Form
    • Application for Easy Pay Plus (PDF) Form.
    • Insular Life’s Customer Portal Registration Form
    • Signed photocopy of the credit card
    • Customer Information Update (CIU) Form
    • Data Privacy Statement (if credit cardholder is other than the policy owner)
    • Declaration Page, with attached EPOn Scheduler.
  2. Receive a notification when the enrollment has been processed and activated.
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