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Prime Care
Prime Care is a critical illness plan that can be renewed every year. If the person being covered by the insurance policy (insured) is diagnosed with any of the 35 covered critical illnesses below, a lump sum amount is given upon diagnosis as well as a cash allowance for 30 months to cover ongoing medical expenses.
Prime Care is available through an InLife Advisor and also through the InLife Store via a simple, self-service online application and payment.
Prime Care is available through an InLife Advisor and also through the InLife Store via a simple, self-service online application and payment.
Consider the advantages of Prime Care:
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Cash Benefits
Lump sum cash upon diagnosis
- Get a lump sum cash benefit equivalent to 6 month’s allowance upon diagnosis of critical illness which you can use to cover for tests, blood works and immediate healthcare needs.
Monthly payout of medical allowances
- Receive a fixed amount of monthly cash allowances for 30 months for your recovery expenses.
Additional lump sum cash in case of total and permanent disability
- While receiving the monthly cash allowance and you become totally and permanently disabled due to the diagnosed critical illness, you will receive an additional lump sum amount equivalent to thirty-six (36) times the monthly cash allowance. |
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Access to medical experts Should you want a second opinion, you may freely do so as Prime Care gives you free access to a worldwide network of medical doctors through Best DoctorsTM |
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Life Insurance Coverage In case of untimely passing, while receiving the monthly cash allowance, your beneficiary/ies shall receive a lump sum amount equivalent to all unpaid monthly cash allowances. |
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Convenience |
Ensure a hassle-free journey to recovery with InLife's Prime Care.
Critical illness refers to any of the following:
| 1. Alzheimer's Disease / Severe Dementia 2. Aplastic Anaemia 3. Bacterial Meningitis 4. Benign Brain Tumor 5. Blindness (Profound Vision Loss) 6. Brain Surgery 7. Cancer 8. Coma 9. Coronary Artery By-pass Graft 10. Deafness (Loss of Hearing) 11. End-Stage Liver Disease 12. End-Stage Lung Disease 13. Fulminant Hepatitis 14. Heart Attack (Myocardial Infarction) 15. Heart Valve Surgery 16. HIV due to Blood Transfusion 17. HIV Infection contracted in an Eligible Occupation 18. Kidney Failure |
19. Loss of Limbs 20. Loss of Speech 21. Major Burns (Third-Degree Burns) 22. Major Head Trauma 23. Major Organ / Bone Marrow Transplantation 24. Motor Neurone Disease 25. Multiple Sclerosis 26. Muscular Dystrophy 27. Paralysis / Paraplegia 28. Parkinson’s Disease 29. Persistent Vegetative State 30. Poliomyelitis 31. Primary Cardiomyopathy 32. Primary Pulmonary Arterial Hypertension 33. Stroke 34. Surgery to Aorta 35. Terminal Illness |
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