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Build your own personalized life insurance plan that keeps you on track to reach your financial destination.

Customize it your way by adding benefits you truly need and set it up according to your preference to help you grow your money and navigate the crossroads in life with confidence .

Build a Wealth Assure Plus Plan that’s unique to you and enjoy the following:

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Personalized Solution

Chart a plan unique to you. Add or detach boosters (riders) throughout the duration of the plan as needed. Choose from payment and top-up arrangements that can adapt to your circumstances. For time-bound goals, the compressed payment option can help you complete investing for your desired financial goals sooner.

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Increased Insurance Benefit

Navigate through the suprising bends and turns in life with a minimum insurance coverage that is 10 times your annual regular premium. Increase your protection with an optional term insurance booster, so you can have peace of mind.

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Higher Living Benefits

Given its low charges, you make the most out of your investments. Boosters are paid on top of your basic premiums so your funds remain invested to deliver optimum growth.

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Accessible and Cost-effective Investing

Create a plan that matches your needs and your budget. Unlock the potential exponential growth through local and worldwide investment outlets backed by expert fund managers to ensure you go far and never get lost. Save up and invest with monthly top-ups for as low as P500.

Wealth Assure Plus is a customizable insurance product with investment component that allows you to be in control of your life’s journey. We’ll help you get on the right track with a plan that adapts to your financial priorities and achieve your needs for life and health protection, savings, and investment.

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Here’s how wealth assure plus works

Wealth assure plus

Life Protection

PHP 5 MILLION LIFE PROTECTION

  • 30 Year Old Female
  • Total Annual Premium
    Php 34,794.00
  • Annual Premium (Basic Cover)
    Php 30,000.00
  • Booster Premium (Term Insurance)
    Php 4,794.00
  • Paying Period
    10 years (min)
Death Benefit (At Age 80)
P6,141,388*
Fund Value (At Age 60)
P657,831*

Wealth assure plus

Health Protection

Php 1 Million

  • 40 Year Old Female
  • Total Annual Premium
    Php 35, 763.10
  • Basic Annual Premium
    Php 30,000.00
  • Critical Illness Rider Annual Premium
    Php 5, 360
  • WPD Annual Premium
    Php 403.10
  • Paying Period
    10 years (min)
Critical Illness Benefits
P1,000,000*
Fund Value (At Age 60)
P441,634*

Wealth assure plus

Education

Php 1 Million CHILD’S COLLEGE EDUCATION

  • 35 Year Old Female
    Child: 7 month old Female
  • Total Annual Premium (Basic Cover)
    Php 50,000.00
  • Annual Top-up
    Php 30,000.00
  • Paying Period
    10 years (min)
*assumed at 4% interest rate
Fund Value (At Age 18 of child)
P1,000,000*
Death Benefit (At Age 80 of parent)
P625,000*

Wealth assure plus

Investment goal

Php 1 Million in 10 years

  • 30 Year Old Female
  • Annual Premium
    Php 96,000.00
  • Paying Period
    10 years (min)
Fund Value
P1,018,323*
Death Benefit (At Age 80)
P4,913,435*

Wealth assure plus

Retirement Fund Goal

Php 2 Million in 15 years

  • 45 Year Old Female
  • Annual Premium
    Php 123,000.00
  • Regular Annual Top-up Premium
    Php 43,000.00
  • Paying Period
    10 years (min)
Fund Value
P2,196,955*
Withdrawn Amount (At Age 60)
P2,000,000*
Death Benefit (At Age 80)
P27,050*
Disclaimer: The paying period is not guaranteed, and you may be required to pay additional premiums. Fund values and death benefit are for illustration purposes only and are not indicative of the actual returns that may occur.

Riders you Can Add Up

Waiver of Premium
Benefit Rider (WPD)

If the Insured becomes totally and permanently disabled prior to expiry date of the rider, payment of regular premiums on the policy will be waived, including premiums of any benefit riders, which will fall due during the continuance of the disability or until the expiration of the term of this rider, whichever is earlier.

Payor's Rider (PR)

This rider frees the policyowner from the obligation of paying all future premiums of the policy if he dies within the paying period. Benefits of the policy are kept intact and will be provided to the insured as scheduled.

Payor's Waiver of Premium Benefit Rider (Payor's WPD)

The rider shall waive the payment of remaining total regular premiums on the policy including premiums of any benefit riders within specified number of years/until specified age from issue date of the rider if the payor becomes totally and permanently disabled prior to the expiry date of the rider.

Accidental Death
Benefit (ADB)

The rider provides additional benefit in case of accidental death equal to the rider Sum Insured.

Critical Illness
Rider (CIR)

The rider provides additional benefit equivalent to the rider Sum Insured to be paid upon the occurrence of the first contracted covered critical illnesses. There will be an accelerated benefit equal to 10% of the rider Sum Insured on Angioplasty and other invasive treatments for coronary artery disease.

Renewable Term
Insurance Rider (RTIR)

The rider provides additional death benefit equivalent to the rider Sum Insured. It is automatically renewable and with convertibility option.
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Investment Funds you can Choose From

Put together a plan to get you ready for wherever the future takes you. Check in with an InLife Financial Advisor and chart a course for your life’s journey!

Peso Money Market Fund

Seeks to maintain the investment in your plan and to gain from it over a short period of time by investing in money market instruments offered by different banks in the Philippines

Peso Fixed Income Fund

Seeks to maintain your investment through stable and predictable interest payments from the investments in bonds and notes issued by the Philippine government and top corporations, plus short-term money market instruments

Balanced Fund

A balanced managed funds that seeks to maintain the investment in your plan and to gain from it over a long-term period by allocating in bonds and equities and rebalancing as market conditions change.

Global Multi-Asset Fund

This fund invests in income producing equities, bonds, and other securities around the globe that have the potential to offer regular payouts and capital appreciation.

Equity Fund

Seeks to gain big returns by investing in different types of companies from various sectors that are listed in the Philippine Stock Market, and reinvesting the dividends of the gains

Growth Fund

Seeks to gain more returns by investing in different types of companies from specific sectors listed in the Philippine Stock Exchange that has the potential to outperform the domestic economy

O.N.E. (Own the New Economy) Fund

Seeks to gain more returns with its investments moderately diversified among specific areas of the economy that can be considered substitutes for the drivers of the economy

Guardian Fund

Seeks to gain more returns by investing heavily on companies deemed to be the next set of the most liquid and well-capitalized dividend-paying stocks in the Philippine Stock Exchange

Select Equities Fund

Seeks to gain more returns by investing the concentrated, passive, and rule-based fund in the most liquid and well-capitalized dividend-paying stocks in the Philippine Stock Exchange

Peso Global Equity Fund

A high-dividend peso equity fund that seeks to gain more returns by investing majority of its assets in a fund exposed to dividend-paying stocks in markets throughout the world

Peso Global Technology Fund

A technology investment fund that seeks to gain more returns by investing majority of its assets in a fund exposed to technology stocks throughout the world.
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