Wealth Assure Education
Insular Life's Education Packages
Consider the advantages of Wealth Assure Education:
Helps you build sufficient funds to afford your child's chosen field of study.
Allows you to set up funds according to your child's education needs, whether for junior or senior high school, college, or post-graduate degree. Withdraw when the need for school-related expenses arises.
Faster Fund Growth
Lets you achieve your education fund goal in a shorter period of time.
Financial Protection for the Parent
Provides assurance that your child's education can be provided for no matter what happens.
Money Market Fund
Peso Fixed Income Fund
Dollar Fixed Income Fund
Dollar Global Multi-Asset Fund
Peso Global Multi-Asset Fund
Peso Global Equity Fund
Peso Global Technology Fund
Dollar Opportunity Fund
Select Equities Fund
Waives all regular premiums due during the continuance of the disability, which has been ongoing for 6 months, whether temporary or permanent, due to sickness or accident
Accidental Death Benefit
Pays additional benefit covering not only death but also specific injuries resulting from the accident
Provides a lump sum amount when the insured is diagnosed with any covered dread diseases.
Provides daily hospitalization allowance if the insured is hospitalized due to injury or sickness.
In additional to the benefits of the Hospitalization Rider, it provides cash bonus every five (5) years provided there was no hospitalization claim for the prior five-year period.
Waives the policy's regular premiums if the policy owner dies prior to the expiry date of the rider, i.e., until age 23 of the child.
Should the Payor become totally and permanently disabled within the premium paying period, the rider waives the premium due during the continuance of the Payors disability or the termination of the rider, whichever comes first.