In accordance with the Insurance Commission's Circular Letter No. 2016-54, your medical information will be uploaded to a Medical Information Database (MID) accessible to life insurance companies for the purpose of enhancing risk assessment and preventing fraud.
Once uploaded, all life insurance companies will have limited access to your information in order to protect your right to privacy in accordance with law.
A copy of Circular Letter No. 2016-54 may be accessed at the Insurance Commission's website at www.insurance.gov.ph