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ESP Medical & Breakfast Sites

Your valuable support and continuous patronage have made it possible for us to provide you with value-added services and offers deserving of your being extra special members of the Insular Life family.

The Magandang Araw Loyalty Program of Insular Life offers qualified policyholders with exclusive value-added services and benefits. Members are called Extra Special Policyholders or ESPs.

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Magandang Araw Prestige Card

The Magandang Araw Prestige Card is your key to exclusive perks and privileges!

Present this card to our selected merchant partners and receive discounts and freebies given exclusively to our Extra Special Policyholders.

As part of Insular Life’s goal to continually provide added value to our esteemed clients, we are delighted to share a world of benefits and privileges exclusively for our Extra Special Policyholders.

  • *Free annual medical exam at accredited medical facilities.
  • Complimentary breakfast on your birthday at accredited breakfast venues.
  • Birthday and Christmas Card from the management of Insular Life.
  • Free Magandang Araw Prestige Card which can be presented to our merchant partners nationwide offering exclusive discounts and freebies.

* Please call the nearest InsularLife Office listed below to set your medical appointment. We advise that you set the medical appointment at least 2 weeks in advance.

*Soon! Starbucks Gift Cards will be available at selected InLife offices for your complimentary breakfast. Details to follow.

List of Accredited Medical Facilities and Breakfast Venues

2. Luzon
ContactMedical FacilitiesBreakfast Venues


Contact Person:
Ms. Raquel Garingo (Baliuag Service Office)

The Insular Life Company Ltd., G/F, A&C Bldg.,Gil Caros Street, Baliuag Bulacan

Baliuag Hi Precision Diagnostic Center Inc.
Aquino Avenue, Bagong Nayon, Baliuag, Bulacan (Beside BPI)

Max’s Restaurant, SM Baliuag (Opens at 10am)
Ground Floor, SM City Baliuag, DRT Hi-way, Baliuag, Bulacan


Ms. Marilen De Villa
Tel. No. (074) 442-3457

Insular Life Bldg., Legarda corner Abanao Extension, Baguio City

Notre Dame de Chartres Hospital
#25 Gen. Luna Road, Baguio City

Sweet Stop Cafe
La Azotea Bldg., Session Road, Baguio City


Contact Person:
Mr. Christian Jude Dugtong or Ms. Thelma Villaruz

Tel. No. (044) 463-7713

2/F Insular Life Bldg., Rizal Street, Matadero, Cabanatuan City

Fredezminda Clinic
Burgos Avenue, Barangay Padre Burgos , Cabanatuan City

Family Polyclinic
General Tinio Street, Cabanatuan City (in fromt of NEUST)

La Parilla Hotel
Zulueta corner Melencio Sts Cabanatuan City Nueva Ecija


Contact Person:
Ms. Catherine Britanico or Ms. Emilia Cabardo

Tel. No. (075) 522-2177

2/F Insular Life Bldg., Arellano Street, Dagupan City

Pangasinan Medical Center (PMC)
Nable Street, Dagupan City

Dagupeña Restaurant
San Miguel Highway, Calasiao, Pangasinan


Contact Person:
Ms. Lanie V. Segovia or Ms. Cristine Buan

Tel. No. (052) 480-5294 or (052) 4805295

2/F Insular Life Bldg., Rizal corner Camia Streets, Legaspi City

Southeast Occupational Health and Environmental Safety Services Inc. (SOHESSI)
2/F Tower Mall Bldg. 4, LandCo Business Park, Legazpi City

Kouzina Tyche
Tyche Boutique Hotel, Gov. Forbes Street, Brgy. Centro, Baybay Legazpi City


Contact Person:

Ms. Au Polintan or Ms. Dolores Cruz
Tel. No. (044) 791-4902

Unit 9, 2/F Harca Building, 91 Paseo del Congreso Street, Catmon, Malolos City, Bulacan

Malolos High Precision Diagnostic Center
169 Paseo de Congreso, Liang, City of Malolos, Bulacan

Figaro Coffee Shop, Malolos
Caltex Malolos, BSU Compound, McArthur Highway, Guinhawa, City of Malolos, Bulacan


Contact Person:
Ms. Tet Q. Martinez 

Tel. No. (054) 473-9175

3/F RL Bldg., Panganiban Drive, Naga City, Camarines Sur

Bicol Cardiovascular Diagnostic Cooperative Laboratory (BCDC)
BCDC Bldg., Lot 2 Blk. 4 CBD II, Triangulo, Naga City, Camarines Sur 4400

Villa Caceres Hotel
Magsaysay Avenue, Naga City 4400


Contact Person:
Ms. Joycelyn Feria or Ms. Dinah Peña

Tel. No. (047) 222-4001 or 223-1468

2/F VVR Bldg., 1255 Rizal Avenue, West Tapinac, Olongapo City

Lab 1 Medical and Diagnostic Center
RM Mall, Rizal Avenue, Olongapo City, Zambales

Borough Medical Care InstituteSpace No. 1021, Harbor Point Mall, Rizal Highway, Subic Bay Freeport Zone, Olongapo City, Zambales

Subic International Hotel
Bravo Bldg., Rizal Corner Sta. Rita Road, Subic Bay Freeport Zone


Contact Person:
Mr. Florante Espiritu or Ms. Celia Satin
Tel. No. (078) 682-7278

2/F Insular Life Bldg., Maharlika Highway, Villasis, Santiago City

De Vera's Medical Center
City Road, Calao East, Santiago City


Contact Person:

Ms. Jessica Mendoza or Ms. Nina Artillaga
Tel. No. (046) 562-7391

Insular Life Bldg., Brgy. San Rafael, San Pablo City, Laguna

San Pablo Colleges Medical Center
Brgy. San Rafael, San Pablo City, Laguna

Max's Restaurant
Km. 83 San Francisco, Calihan, San Pablo City, Laguna


Contact Person:
Ms. Virginia Santos

Tel. No. (045) 982-9241

The Insular Life Assurance Co., Ltd. 2/F LC Bldg. Mac Arthur Highway, San Roque, Tarlac

St. Clare OB-GYN, Pediatric & Diagnostic Clinic
1/F LC Bldg., Mac Arthur Highway, San Roque, Tarlac

Café Maja Rica
La Maja Rica Hotel, Brgy. Ligtasan corner Mac Arthur Highway, Tarlac City

3. Visayas
ContactMedical FacilitiesBreakfast Venues

Contact Person:

Ms. Jo Anne Tad-y or Mr. Dale Patigas

Tel. No. (034) 434-1056 and 435-0085

Insular Life Bldg. Galo corner Lacson Streets Bacolod City

Bacolod Diagnostic Center
21st Medical Lane, B.S. Aquino Drive, Bacolod City


Contact Person:

Mr. Giovanni Gallito
Tel. No. (032) 230-1818 local 4757

Insular Life Cebu Business Centre, Mindanao Avenue corner Biliran Road, Cebu Business Park, Cebu City

Stanford Medical & Diagnostic Clinic
G/F Avon Plaza, Osmeña Blvd., Capitol Site, Cebu City

Hi-Precision Diagnostics CenterOsmeña Blvd., Cebu City

LH Prime Medical ClinicBeside Albano Subdivision, A.S. Fortuna Street, Banilad, Mandaue City, Cebu

Essentia Medical Group Cafeteria
Beside Albano Subdivision, A.S. Fortuna Street, Banilad, Mandaue City, Cebu


Contact Person:
Ms. Leslie Buendia-Tiu or Ms. Crussett Velasco

Tel. No. (033) 337-9331
Insular Life Bldg., Gen. Luna Street, Iloilo City

Medicus Diagnostic Center Inc. (Iloilo City)
Gen. Luna Streets, Iloilo City

Healthlink Inc.
12 Mabini Street, Iloilo City

Coffee Shoppe
Hotel del Rio, M.H. del Pilar Street, Molo, Iloilo City


Contact Person:
Mr. Jonnel Arong or Ms. Mabel Sia

Tel. No. (053) 321-2225

2/F Insular Life Bldg., Avenida Veteranos, Tacloban City

Ultrascan Diagnostic Center and Healthcare Services
Sen. Enage corner T. Claudio Street, Tacloban City

4. Mindanao
ContactMedical FacilitiesBreakfast Venues


Contact Person:
Bridget P. Jovita

Tel. No. (085) 225-2836

G/F Samping Avenue Building, J.C. Aquino Avenue, Brgy. Bayanihan, Butuan City

Lime & Zest Kitchen
Jose Rosales Ave. Butuan City, 8600 Agusan Del Norte


Contact Person:
Ms. Melinda Villapando or Ms. Julie Ann Ratunil

Tel. No. (088) 856-4391 or (0822) 726-997

3/F IL Bldg., Velez corner Akut Streets, Cagayan de Oro City

Cagayan de Oro Polymedic General Hospital
Don Apolinar Velez Street, Cagayan de Oro City

Cagayan de Oro Polymedic Medical Plaza
Kauswagan Highway, Cagayan de Oro City

Greatlab Polyclinic and Drug Testing Center2/F Lifestyle District, Corrales Extension, Cagayan de Oro City

Oriental Garden
Akut Velez Street cor. Macahambus Street, Cagayan de Oro City

Kuya J Velez Branch
Macahambus Velez Street Cagayan de Oro City


Contact Person:
Ms. Arlene Matabia or Ms. Mercedes Narciso

Tel. No. (082) 222-3465

Insular Life Bldg., CM Recto Avenue, Davao City

Central Lab
2/F FTC Tower, Mt. Apo Street, Davao City (back of Davao Doctor’s Hospital)

Health Plus Diagnostic Specialists Inc.
Leon Guerrero Street, Davao City (beside Mandarin Restaurant)

G/F Apo View Hotel, J. Camus Street., Davao City


Contact Person:

Mr. Dionesio Refogio or Ms. Hedelita Dimamay
Tel. No. (083) 552-8939

Insular Life Bldg., Pioneer Avenue, General Santos City

St. Elizabeth Hospital
National Highway corner Santiago Blvd.. Gen. Santos City

East Royale Hotel
National Highway Brgy Lagao General Santos City


Contact Person:

Lovella V. Vacalares
Tel. No. (062) 215-1960

2/F FN building, J. Ariosa St., San Francisco District, Pagadian City 7016

Hotel Camila
J. Ariosa Street San Francisco District Pagadian City Zamboanga del Sur


Contact Person:

Ladyfe A. Magbanua
Tel. No. (084) 655-7048

National Highway, Tagum City, Davao Del Norte

Big 8 Corporate Hotel
Highway Visayan Village, Tagum City Davao del Norte


Contact Person:

Melinda R. Villapando
Tel. No. (088) 856-4391

Insular Life Building, Don Apolinar Velez corner Oldarico Akut Streets, Cagayan de Oro City

Double M Hotel
M.L Quezon St Poblacion Valencia City Bukidnon

Frequently Asked Questions

2. What are the benefits under the Prestige level?

As an ESP, the insured enjoys the following exclusive benefits:

  • Free annual medical exam at accredited medical facilities
  • Complimentary breakfast on your birthday at accredited breakfast venues.
  • Birthday and Christmas Cards from our Chairman and CEO, Nina D. Aguas.
  • Free Magandang Araw Prestige Card with wider selection of merchant partners nationwide offering exclusive discounts and freebies.
  • Privilege to participate in the Prestige Rewards so you can earn points by simply paying renewal premiums in advance.
3. How can I maintain my ESP Status?

Since membership to the program has an end-date or expiry date, duration of membership depends on

  • the qualification to the premium requirement during time of policy issue date
  • status of policy, and
  • paying period of the qualifying policy/ies

For example, you are an ESP and you have a 5-pay policy, you will enjoy a 5-year ESP status as long as:

  • The policy is active-premium paying and;
  • The annualized premium met the premium requirement of the program during the 5-year period.

ESPs qualifying through multiple policies must ensure that all policies maintain an active-premium paying status and should meet the premium requirement in order to continue enjoying the program benefits.

Once the qualifying policy is fully paid, membership to the program expires. However, you may still re-qualify as an ESP by purchasing a new policy with at least P 100,000 annualized premium. Contact your Insular Life financial advisor to provide you with a FREE financial consultation and help you plan and choose the best financial product that would better suit your needs.

4. How can I claim my free medical and breakfast benefits?

The free medical and breakfast stubs are delivered to the ESP’s preferred mailing address during his/her birth month. These benefits are given once a year for the duration of the program membership regardless of the number of qualified policies issued under the ESP’s name.

If you are a new member, the free medical exam and breakfast benefits will be given only after the qualifying policy has been in-force for a full year, with the exception of those whose payment mode is annual or one-time (single-pay policies).

The free medical examination and breakfast benefit is only valid for a certain period as indicated on the medical and breakfast stubs. This validity period is strictly observed.

Insular Life has partnered with accredited medical facilities and breakfast venues nationwide for the convenience of our ESPs.
5. What is the Magandang Araw Presitge Card and how does it work?

The Magandang Araw Prestige Card is a discount card given exclusively to qualified Extra Special Poliyholders. Present this card to select partner merchants to receive discounts and other special offers. Merchant offers vary so we recommend you to check the "Partner Merchants" page for the latest offers

You could also call us at (02) 582-1818 local 5135.

Disclaimer: Insular Life reserves the right to review and modify the premium requirement for qualification to the ESP Program. Further, the Company reserves the right to change, modify, supplement, expand or delete any portion of these guidelines in any manner it may deem fit in the interest of fairness or in order to meet new and/or unforeseen circumstances.
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