This rider frees the policyowner from the obligation of paying all future premiums of the policy if he dies within the paying period. Benefits of the policy are kept intact and will be provided to the insured as scheduled.

Provides a lumpsum amount when the insured is diagnosed with any of the covered dread diseases.

The rider pays additional benefit covering not only death but also certain specified injuries which the insured may suffer because of an accident. Broken bones, impairment, loss of use, etc. are some of the types of injuries someone may sustain from an accident.

Frees the policyowner from the obligation of paying all future premiums upon being totally and permanently disabled.

Provides daily hospitalization allowance if the insured is hospitalized as a result of injury or sickness.

If the Insured becomes totally and permanently disabled prior to expiry date of the rider, payment of regular premiums on the policy will be waived, including premiums of any benefit riders, which will fall due during the continuance of the disability or until the expiration of the term of this rider, whichever is earlier.

The rider provides additional benefit in case of accidental death equal to the rider Sum Insured.