About Insular Life

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Who We Are

We are the first and largest Filipino life insurance company and the only mutual company in the Philippines.

We apply over 100 years of experience in financial protection, savings, investments, and retirement to help you make confident decisions for you and your loved ones. We recognize that financial priorities change over time — that is why we are here to help you plan ahead, every step of the way.

We are proudly Filipino and remain committed to serving the Filipinos, as we spread the benefits of life insurance to every family.

Create more opportunities for good days by making every moment count. Live the inspired life with Insular Life because what we do is for the good of everyone. Insular Life is INLIFE FOR GOOD!

Vision and Mission

To be the market leader in the insurance industry to whom more Filipinos entrust the financial security of their families

We are Insular, the pioneering and largest Filipino life insurance company.

Our mission is to provide a full-range of high-value insurance products and other related services that empower families to attain financial security and fulfill their dreams, thus helping build a stronger Philippines.

We enable our professional, customer-oriented employees and agency force to render service of the highest quality.

We are experts in our core business, and we operate with excellence at all times to optimize stakeholder value.

We continuously pursue strategic opportunities, and achieve sustained growth through dynamic marketing, prudent investments, and exceptional service.

Core Values


Love of God and Country

We honor God by touching lives through sharing our financial, human and intellectual resources to our fellow Filipinos.


Prudence

We value the trust given to us and as such ensure that we exercise fiduciary care in all our dealings.


Integrity

We acknowledge the confidence that the public, particularly our policyholders, places on us.


Respect for the Individual

We recognize that every individual is unique and possesses a distinct worth which contributes to the organization's value.


Excellence

We espouse a deep sense of responsibility for our work and seek continuous improvement of our people and processes.


Teamwork

We recognize that our success in business requires a commendable esprit de corps among our people.

Milestones

  • Img milestone 2017 2
    2017

    Insular Life received the Trusted Brand Gold Award for the Life Insurance Category given by the Reader’s Digest Philippines. The Trusted Brand Gold Award is given to companies that score significantly high in the following criteria: Trustworthiness and Credibility, Quality, Value, Understanding of Customers’ Needs, Innovation, and Social Responsibility.

  • Img milestone 2017 1
    2017

    Insular Life won as the Domestic Life Insurer of the Year – Philippines, and the Digital Insurance Initiative of the Year – Philippines Awards in the Insurance Asia Awards 2017 held at the Shangri-La Hotel in Singapore on July 13, 2017. The first and largest Filipino life insurance, Insular Life, won the Domestic Life Insurer Award for being the only domestic life insurance company among the top industry players dominated by foreign-owned companies. Insular Life also received the Digital Insurance Initiative of the Year Award for its Automated Underwriting System (AUS), which is a first in the local industry.

  • Img milestone 2017
    2017

    Insular Life launched a Bancassurance partnership with Union Bank of the Philippines. The company also received the following recognitions: Reader’s Digest Trusted Brand Award; and the 2017 Insurance Asia Awards’ Domestic Life Insurer of the Year - Philippines, and Digital Insurance Initiative of the Year - Philippines awards.

  • Img milestone 2016 1
    2016

    Leading Filipino life insurer Insular Life takes a bold step in utilizing technology to speed up the policy application process as it launched its Automated Underwriting (AU) System.

    The AU System uses a rules-based underwriting engine, integrated with Insular Life’s online proposal and application tools, which equips the company to quickly render an underwriting decision during the policy application process. The AU System is accessible to the Insular Life financial advisor through the company’s online Agent Portal and is linked to Insular Life’s MyProposal system.

  • Img milestone 2016
    2016

    Insular Life’s 2015 calendar set, Hope and Aspiration, scored a double win: a Gold trophy in the 51st Anvil Award and a Merit trophy in the 2015 Philippine Quill Award.- Philippines awards.

  • Img milestone 2015
    2015

    Insular Life migrated its core policy administration system to the HP Ingenium after years of preparation. It also introduced the Automatic Underwriting System to the local insurance industry. The AU System offers immediate underwriting decisions during policy application, thus hastening the process.

  • Img milestone 2014
    2014

    Lea Salonga is introduced as brand ambassador. I-Serve, an online policy servicing innovation that allows policyholders to apply for a Policy loan and withdraw dividends through the internet, is launched.

  • Img milestone 2013
    2013

    Insular Life was the first life insurance company to resume operations in Tacloban in the wake of the devastation wrought by the strongest typhoon to make landfall in recorded history, Yolanda (Haiyan), in the Visayas area. The Company quickly opened its doors to serve policyholders who were victims of the calamity.

  • Img milestone 2012
    2012

    Insular Life's coffeetable book, 1910-2010: The Century Past, A Century Forward, and 2010 corporate calendar Planned Spaces, Human Spaces, Living Architecture for the Filipinos won excellence trophies during the 47th Anvil Awards.

  • Img milestone 2011 2
    2011

    Insular Life received the Top Prize in the Communication Skills Category in the 10th Philippine Quill Awards and Excellence Award for Publication for its centennial coffee table book, 1910/2010: The Century Past, A Century Forward. The company also received the Award of Excellence for Writing and a finalist trophy for Special Events Management (Internal or External) of its centennial musicale, 100: Insular Life's Musical Journey in C Major; and Merit Award for the design of its 2011 calendars, Planned Spaces, Human Spaces, Living Architecture for the Filipinos from the Philippine Quill Awards.

  • Img milestone 2010
    2010

    Insular inaugurated marked its centennial year, and launched its new brand identity- the Guardian Eagle. The Insular Group's consolidated assets reached ₱72 billion. The company also achieved an all-time high of ₱2.6 billion in net income. The company inaugurated the Insular Life Cebu Business Centre, a 12-storey building utilizing green architecture located at the central business district of Cebu.

  • Img milestone 2009
    2009

    Insular was awarded a Philippine Quill Merit Award given by the International Association of Business Communicators Philippines for its 2009 corporate calendars, Alamat at Mitolohiya.

  • Img milestone 2011 1
    2009

    Insular Life launched i-EAGLE, the company’s web-based Customer Portal. A private and secured site, it allows policyholders instant 24/7 online access to their policy’s information and company updates; a mailbox; and i-CHAT, an online facility that enables direct connectivity with a Customer Care Specialist for real-time response.

  • Img milestone 2008
    2008

    Insular Life re-launched the Insular Life Gold Eagle awards, providing scholarships to BS Education students enrolled in the University of the Philippines Diliman. The International Association of Business Communicators Philippines conferred a Merit Award to Insular for its anniversary magazine, Pursuits: Of Inspiring Lives and the Filipino Dream.

  • Img milestone 2007
    2007

    Insular launched its Magandang Araw Policy Servicing Brand, and the Magandang Araw Insular Interactive Voice Response System. The Company received two awards for the book Common Threads, Uncommon Lives: Profiles of TOFIL Awardees, 1988-2005: a Philippine Quill Award of Merit from the International Association of Business Communicators and an Anvil Award of Excellence from the Public Relations Society of the Philippines.

  • Img milestone 2005
    2005

    The company celebrated its 95th Anniversary. It received its first Reader’s Digest Gold SuperBrand Award. It also launched its first investsment-related product, Wealth Builder. Insular General Insurance merged with the Mapfre Asian Insurance Corporation, forming the Mapfre Insular Insurance Corporation.

  • Img milestone 2001
    2001

    Insular Life transferred to its new headquarters, the Insular Life Corporate Centre in Alabang, Muntinlupa City.

  • Img milestone 1992
    1992

    The company acquired 100-percent ownership of the AOIH and renamed it Insular Investment and Trust Corporation.

  • Img milestone 1991
    1991

    Insular Life Health Care, Inc., Insular Life's health care insurance subsidiary was established. Insular Life also acquired a 20-percent equity in Unionbank of the Philippines and a 49- percent equity in Asian Oceanic Investment House (AOIH) and a 99.9-percent equity in a savings bank later renamed Insular Savings and Trust Company.

  • Img milestone 1990
    1990

    Insular Life embarked on an investment diversification strategy intended to expand the range of financial services to offer clients, as well as provide opportunities for profit and growth. During the year, the company also adopted a new logo, using the Company initials "IL".

  • Img milestone 1987
    1987

    Insular Life became a fully-mutualized company.

  • Img milestone 1976
    1976

    The Office of the Insurance Commissioner approved the Mutualization Plan of Insular Life, making it the first Filipino life insurance company to mutualize. Mutualization would transfer ownership of the company from its stockholders to its policyholders.

  • Img milestone 1963
    1963

    Insular Life offices transferred to its new building at Ayala Avenue corner Paseo de Roxas Avenue in Makati. The building was designed by renowned architect Cesar H. Concio. National Artist Napoleon Abueva installed the bas-relief depicting Philippine history, industry and culture on the facade of the building.

  • Img milestone 1958
    1958

    Insular Life introduced industrial life insurance in the Philippines.

  • Img milestone 1954
    1954

    Insular Life lowered its premiums, the first insurance company to do so. It also assumed the peso business underwritten by Occidental Life Insurance Company of California in one of the biggest transactions in the local insurance industry.

  • Img milestone 1947
    1947

    The Hawaii Division was incorporated as the Hawaiian Life Insurance Company, Ltd. The new company was the first domestic life insurance company in Hawaii and remained a fully-owned Insular Life subsidiary. In 1955, Insular Life divested from Hawaiian Life and sold its shares of the company to the American General Insurance Group of Texas.

  • Img milestone 1946
    1946

    The Company was able to get back on its feet through a special rehabilitation arrangement by the government through the Rehabilitation Finance Corporation which subscribed ₱11.7 million worth of preferred stocks of Insular Life.

  • Img milestone 1943 1
    1943

    Insular Life assumed the business written by the Filipinas Life Assurance Company.

  • Img milestone 1934
    1934

    Insular Life opened its Hawaii Division. During the Second World War, the division was orphaned due to the occupation of Manila but was allowed to operate independently due to the high esteem enjoyed by the company in the American territory. As a subsidiary it was also allowed to remit dividends to the home office, which helped the company during the war years.

  • Img milestone 1931
    1931

    Insular Life occupied its own building in Plaza Moraga, then the best commercial and office district in Manila.

  • Img milestone 1910
    1910

    Insular Life was incorporated and organized on November 25, 1910 as the first Filipino life insurance company.

  • 1910
  • 1931
  • 1934
  • 1943
  • 1946
  • 1947
  • 1954
  • 1958
  • 1963
  • 1976
  • 1987
  • 1990
  • 1991
  • 1992
  • 2001
  • 2005
  • 2007
  • 2008
  • 2009
  • 2009
  • 2010
  • 2011
  • 2012
  • 2013
  • 2014
  • 2015
  • 2016
  • 2016
  • 2017
  • 2017
  • 2017
Annual Reports
Annual report insular 2017
2017 | In Tune with Today, In Touch with Tomorrow - Uploaded April 26, 2018
Annual report insular 2016
2016 | More Reasons to Live Life to the Fullest
Annual report insular 2015
2015 | Moving Lives at Every Turn
Annual report insular 2014
2014 | Magandang Araw Ngayon, Magandang Buhay Bukas.
Annual report insular 2013
2013 | REACH
Insular life annual report2012
2012 | Lives Empowered, The Future Secured.
Insular life annual report2011
2011 | Financial Planning is the Best Approach
Insular life annual report2010
2010 | Your Lifeline Across Lifetimes
Insular life annual report2009
2009 | We Plan the Future with You
Insular life annual report2008
2008 | Imprints

Groups and Affiliates

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