
Sure Cash for Kids is a 5-pay investment plan that gives guaranteed yearly cash payouts and a lump sum cash benefit to provide for your child’s education, extra-curricular activities, skills and talent enhancement. The plan guarantees to provide your child the following benefits:
- Yearly Guaranteed Cash Payouts
You will get 10% of the maturity value for your child at the end of the 5th year up to the end of the 14th year, giving him as much as P100,000 per year for 10 years. That’s P1,000,000* in total guaranteed cash payouts!
- Guaranteed Lump Sum Cash Payout
You will get an additional P1, 000,000* guaranteed lump sum cash payout for your child at the end of the 15th year! That’s an additional 100% of the maturity value!
- Built-in Life Insurance Protection for your Child
Your child is protected with life insurance coverage equivalent to 100% of the maturity value starting from the 1st up to the 3rd year and doubles to 200% starting from the 4th up to the 15th year.
- Waiver of Premium Payment
In case of Payor’s untimely death or total and permanent disability within the 5-year paying period, all unpaid premiums will be waived and the policy will be considered fully-paid.
- Extra Cash for Financial Emergencies
After 2 years of payment, the policy earns cash values every year! That’s cash which you can borrow against your policy in case of financial emergencies.
- Only 5 Years to Pay
- No Medical Examination
- Age Limit:
- Child/Proposed Insured: 0-15 years old
- Applicant/Owner/Payor: 18-55 years old
- Insurable Amount: P100,000 to P2 Million
Give your child the lifestyle he deserves! Get him a Sure Cash for Kids Plan!
| Illustration of Benefits: | ||
| Age of Child: 0 | Plan: 500 | Face Amount: P500,000 |
| CASH BENEFITS | YEARLY CASH ALLOWANCE | |
| AT THE END OF THE | 5th year | 50,000 |
| 6th year | 50,000 | |
| 7th year | 50,000 | |
| 8th year | 50,000 | |
| 9th year | 50,000 | |
| 10th year | 50,000 | |
| 11th year | 50,000 | |
| 12th year | 50,000 | |
| 13th year | 50,000 | |
| 14th year | 50,000 | |
| TOTAL CASH ALLOWANCES | 500,000 | |
| MATURITY BENEFIT | 15th year | 500,000 |
| TOTAL BENEFITS RECEIVED | 1,000,000 | |
| LIFE INSURANCE BENEFITS | 1st to 3rd year | 500,000 |
| 4th to 15th year | 1,000,000 | |
Visit us at Insular Life Direct, 5th Floor, Insular Life Bldg., 6781 Ayala Ave. , Makati City 1200 and we will issue your policy contract within the 30-minute Express Processing Time if your application is approved.
For inquiries, you may fill-out the inquiry form or contact Insular Direct at:
Tel: (02) 892-3171 and 892-3109
(632) 878-1818 locals 5403, 5404 and 5407
Email:mstemplonuevo@insular.com.ph
toarrogante@insular.com.ph
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Insular Life
Customer Support
For more information on Policy Related Transactions, view our Policyholder Services Page.
Look at our Help & FAQ / Email Us page.
Contact us at customercare@insular.com.ph or call us at 876-1800 (Metro Manila) or toll-free 1800-10-INSULAR (provinces).
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These investment funds are specific to variable life insurance contracts and are not considered mutual funds. Life insurance products are regulated by the Insurance Commission.

