Enjoy the double benefits of life protection and money back guaranteed!
- Get guaranteed protection for 15 years
Provide financial security to your family and peace of mind should anything happen to you.
- Guaranteed acceptance regardless of health condition
No medical examination will be required; no health questions will be asked. All you have to do is apply.
- PLUS! Get money back benefits!
Enjoy money back based on the total premium of the annual mode of payment at the end of the 15th year guaranteed if the insured outlives the protection period.
- Death Benefit during the 15-year protection period:
- If death is due to sickness or natural causes during the first 2 years of the policy, your beneficiary will receive a return of all premiums you paid plus interest of 2% per annum.
- If death is due to accident during the first 2 years of the policy effectivity date your beneficiary will receive the Face Amount of your policy.
- If death occurs after 2 years regardless of cause, your beneficiary will be entitled to the Face Amount of your policy.
- You have the option to pay your premiums one-time, for five years or for eight years.
Illustration of Benefits for Plans 300 and 1000 for Proposed Insured aged 30 years old:
|Type of Plan||Plan 300||Plan 1000|
|Face Amount/Life Insurance Benefit||P300,000||P1,000,000|
|Premium Paying Period||8 years||8 years|
|Total Premiums Paid to You at the end of the protection period or your money back guarantee||P107,040||P286,400|
Visit us at Insular Direct, 5th Floor, Insular Life Bldg., 6781 Ayala Ave., Makati City 1226 and we will issue your policy contract within the 30-minute Express Processing Time if your application is approved.
For inquiries, you may fill-out the inquiry form or contact Insular Direct at:
Tel: (02) 892-3171 and 892-3109
(632) 878-1818 locals 5403, 5404 and 5407
Fax: (02) 892 3163 and (02) 817 3155