BANKS OVER THE COUNTER

• BPI
• Equitable - PCIBank (now BDO)
• Metrobank
• UnionBank
• International Exchange Bank (now UnionBank of the Philippines)
• First Macro Bank

ATM - enrollment required

• BPI Express Teller
• Megalink ATM

PHONE BANKING - enrollment required

• BPI
• Metrobank (Metrophone)

CREDIT CARD

• Please see table below for the list of Insular Life district offices and the credit cards accepted in each office.
  
  

  Branch	Equitable (0%)	Bankard (0%)	BPI (straight and 0%)	HSBC (0%)	UBP Visa (0%)
  Angeles DSO
  Aurora DO II	0% not yet available
  Bacolod DO
  Baguio DSO
  Balanga DSO
  Batangas DO
  Binondo / Escolta DSO - Manila Chinatown
  Cabanatuan DO III & VI
  Cagayan de Oro DO
  Calamba DO
  Cauayan DO
  Cebu DSO
  Cotabato DSO
  Dagupan DO
  Davao DO
  Dumaguete DSO	0% not yet available
  Gen. Santos DO
  Greenhills DO
  Head Office - Alabang
  Icare Office - Telesales
  Iloilo DO
  Imus DSO
  Kalookan 1 & 2 DSOs
  Laoag DO
  Legaspi DO
  Lucena DO
  Makati RO
  Makati RO - Telesales
  Malolos DO
  Naga DSO
  Olongapo DO
  Ormoc DSO
  Ozamis DSO
  Pagadian DSO
  Palawan DO
  Pasig Eagles & Shaw Blvd. IV
  Quezon Avenue (RO)
  Roxas DSO	0% not yet available
  San Fernando DSO
  San Pablo (RO)
  Santiago (RO)
  Tacloban DSO	0% not yet available
  Taft / Malate / Quirino DSO - Manila Central
  Tagum DSO
  Tarlac DSO
  Tuguegarao (RO)
  Zamboanga DSO

• Union Bank VISA - auto-debit for enrolled cases only

To enroll your credit card/s for automatic charging, secure an application form from or apply at Insular Life's Collections and Disbursement Department at the Insular Life Corporate Centre, Level 15, Alabang, Muntinlupa City., Tel. No. 771-1818 local 4471. Or download the form.

INTERNET

• UNIONBANK Online Banking - Secure an internet PIN, log on to www.unionbankph.com and click on "Pay your bills... online."
• BPI Express Online (available to all BPI accountholders). To enroll, log on to www.bpiexpressonline.com

ALTERNATIVE FACILITIES

• Smart Money - Present SmartMoney Card to IL Alabang/Makati cashier or call ILCC at 771-1818 ext. 3333 or Makati 878-1818 (connect to Makati Central Office), and give your SmartMoney card number.
• Postdated checks - Accepted at ILCC and IL Metro Manila district offices only
• Wire Transfer - Contact our Call Center (771-1818 locals 4438-4441) and secure Insular Life's account number.
• Dollar payments - Accepted through UBP and BPI
• LBC Bills Xpress - Present your premium notice at any LBC branch nationwide. Cash and check payments accepted in all Metro Manila branches; cash payments only in provincial branches. To look for an LBC branch nearest you, click on the logo.
  
  Advisory: Bills Xpress at LBC within SM Malls are temporarily not accepting payments.



• Premium Deal-lite: Zero % Deferred Payment Offer - Under this scheme, policyholders may pay their premiums in three (3) easy monthly installments at zero % interest. The offer is available for both initial and renewal premiums paid on or before due date with a minimum transaction amount of P3,000. The Premium Deal-lite: Zero % Deferred Payment Offer will be available at the ILCC and select district offices for payments until December 31, 2008.
  
  The following credit cards can be used for this offer:
  • Bankard - Visa, MasterCard, JCB
  • Equitable Card Network - Visa, MasterCard, JCB and American Express
    (Note: Zero % Credit Card Installment Promo Agreement with BDO credit cards, until September 30, 2008 only)
  • Bank of the Philippine Islands - BPI Express Credit card, Visa, MasterCard
  • HongKong and Shanghai Banking Corporation - Visa, MasterCard
  • UnionBank of the Philippines including the Insular Life Visa Credit Card