Insular Life - The First and Largest Filipino Insurance Company

Call (632) 582-1818


Premium Payments Facilities

Over-the Counter Payments

  1. Insular Life Offices and General Agencies
  2. Pay over the counter to any Insular Life offices and General Agencies. Just present your current premium notices together with the payment to the teller. Click here to view Insular Life Offices.


Insular Effective Access to Gateway Link Electronic System (i-EAGLE) Customer Portal Enroll or register to the Insular Effective Access to Gateway Link Electronic System (i-EAGLE) Customer Portal.

  1. Go to the Insular Life website
  2. Click on “Customer Portal.”
  3. Proceed to registration proper.

* eBayad (Online Premium Payment Facility) – eBAYAD is an online credit card payment facility that is customer initiated for one- time payment transactions. Once you have enrolled / registered to i-EAGLE, you may now use eBayad following these simple steps:

  1. Go to the Insular Life website
  2. Click on “Customer Portal” .
  3. Log in / access your personal account.
  4. Once you have logged in, select the eBayad icon.
  5. A new window will pop up.
  6. Read the Terms and Conditions carefully and click on “AGREE” button to continue or DISAGREE button to go back to POLICY INFORMATION page.
  7. Select policies to be paid and fill-out the required credit card details.
  8. Click on the PROCEED WITH PAYMENT button for the approval of transaction by the partner bank’s payment gateway.
  9. Wait for the payment transaction confirmation.


  1. Your payment will be posted to your policy after 2 – 3 business days from the date of the approval of your transaction.
  2. For inquiries, please call our Customer Care at (02) 876-1800 for Metro Manila or 1-800-10-INSULAR for provinces.

* ACO (Automatic Charging Option) – Automatic payment of premiums using enrolled VISA and MASTERCARD credit cards. Steps for enrollment:

  1. Go to the Insular Life website
  2. Click on “Customer Portal” .
  3. Scroll down the menu, select ” Customer Portal and click on “sign in”.
  4. Log in / access your personal account.
  5. Click on ACO link
  6. Read the ACO Terms and Conditions and select agree button to continue.
  7. Answer the security questions
  8. Enroll your Visa/MASTERCARD credit card/s
  9. Click Submit button
  10. Select your policies that you want to enroll and the corresponding enrolled credit cards where you want your premiums to be automatically charged
  11. When done, click on Submit button to confirm assignment of policies to credit card
  12. Wait for the enrollment confirmation via SMS, Customer Portal Mailbox,and Personal Email

Banks Over the Counter

  • Bank of the Philippine Islands (BPI)

    peso and dollar payments
    Peso Account Number : 0011-1420-52
    Dollar Account Number: 1764-0050-54

  • BDO

    peso payments

  • Metrobank

    peso payments

  • UnionBank of the Philippines (UBP)

    peso and dollar payments


enrollment required

  • BPI Express Teller

  • Megalink (UBP)

Phone Banking

enrollment required

  • BPI

Online Banking Facilities

  • For UnionBank Account Holders

    Available to EON and Regular ATM account holders. If you are an EON account holder, Union Bank will send via-e-mail your online banking password. For regular ATM account holders, go to any Union Bank ATM, and access the Internet PIN generator menu for your internet PIN. Then, log on to www.unionbankph.comand click on “Pay your bills online”

  • For BPI Account Holders

    Available to all BPI account holders. To enroll, log on to and follow on-screen instructions. Fill out on-line form and submit.

Credit Card

Please see table below for the list of Insular Life district offices and the credit cards accepted in each office.

BRANCH Bankard – straight & zero% BDO – straight & zero% BPI – straight & zero% HSBC – straight & zero% UBP VISA – straight & zero% Citibank – straight & zero%
Angeles DSO
Aurora DO II
Bacolod DO
Baguio DSO
Balanga DSO
Batangas DO
Binondo / Escolta DSO – Manila Chinatown
Butuan DO
Cabanatuan DO III & VI
Cagayan de Oro DO
Calamba DO
Cauayan DO
Cebu DSO
Cotabato DSO
Dagupan DO
Davao DO
Dumaguete DSO
Gen. Santos DO
Greenhills DO
Head Office – Alabang
Iloilo DO
Imus DSO
Kalookan 1 & 2 DSOs
Laoag DO
Legaspi DO
Lucena DO
Makati RO
Malaybalay DO
Malolos DO
Masbate DO
Naga DSO
Olongapo DO
Ormoc DSO
Ozamis DSO
Pagadian DSO
Palawan DO
Pasig Eagles & Shaw Blvd. IV
Quezon Avenue (RO)
Roxas DSO
San Fernando DSO
San Pablo (RO)
Santiago (RO)
Tacloban DSO
Taft / Malate / Quirino DSO – Manila Central
Tagum DSO
Tagbilaran DO
Tarlac DSO
Tuguegarao (RO)
Valencia SO
Zamboanga DSO

Premium Deal-lite: Zero % Deferred Payment Offer

Under this scheme, policyholders may pay their premiums in three (3) easy monthly installments at zero % interest. The offer is available for both initial and renewal premiums paid on or before due date with a premium transaction amount of P3,000. The Premium Deal-lite: Zero % Deferred Payment Offer will be available at the ILCC and select district offices for payments until December 31, 2014. Premium Deal-lite (and future extensions of the offer) shall be available unless announced by the Company otherwise.

The following credit cards can be used for this offer:

  1. Bankard — Visa, MasterCard, JCB
  2. Bank of the Philippine Islands — BPI Express Credit Card, Visa, MasterCard
  3. BDO — Visa, Mastercard, JCB and American Express
  4. Citibank — Visa, MasterCard
  5. Hong Kong and Shanghai Banking Corporation (HSBC) — Visa, MasterCard
  6. UnionBank of the Philippines including the Insular Life Visa Credit Card


Click here to apply for an IL Visa card.

To enroll your credit card/s for automatic charging, secure an application form from or apply at Insular Life’s Collections and Disbursement Department at the Insular Life Corporate Centre, Level 15, Alabang, Muntinlupa City., Tel. No. 582-1818 local 4445.

Alternative Facility

Postdated Checks Warehousing Checks are now accepted in all IL offices.

Wire Transfer for Payments Abroad

All bank charges for the wire transfer shall be for the account of the policyholder. This should be considered in the remittance. The following must be indicated in the remittance slip:

For remittance in PESO
Bank Name/Branch : BPI/Alabang-Insular
Insular Life Corporate Centre, Insular Drive, Alabang, Muntinlupa
Account Name : The Insular Life Assurance Co., Ltd.
Account Number : 8841-0000-22
Policy Number : ILXXXXXXXXXX

For remittance in DOLLAR
Bank Name/Branch : Bank of the Philippine Islands / Madrigal Bus. Park Bldg. Acacia cor. Comm. Ave. Ayala, Alabang Muntinlupa City
Account Name : The Insular Life Assurance Co., Ltd.
Account Number : 1764-0050-54
Policy Number : ILXXXXXXXXXX

After you have remitted your premium payment, please notify us of your remittance by sending us a copy of the validated wire transfer or telegraphic transfer form via fax (632-771-1920) or email/letter advice to  This email address is being protected from spambots. You need JavaScript enabled to view it. indicating the following additional information:
Amount wired
Date of transfer
Name of Payee
Policy number
Name and address of your bank
We will use them in following up your payment with the local bank.

Overseas Collection Facility

BPI Remittance Centers
BPI Service Fees

I-Remit, Inc. Present copy of your premium notice at any I-Remit, Inc. Remittance center and pay your premium due.

To look for an I-Remit, Inc. remittance center nearest you, click on the logo.